Home Equity Calculator

Understand your borrowing options in under 5 minutes

Discover EquityGet Your HELOC

Discover Your Home's Equity

Let's see how much equity you have available to borrow

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Don't worry about being exact. We'll show you ranges and help you understand your options.

This calculator is for educational purposes and doesn't collect your personal information.

Your Equity Summary
Total Equity:$150,000
Safe to Borrow:$70,000
Equity Percentage:37.5%
Home Value Breakdown$400,000
Mortgage Balance
$250,000
Your Equity
$150,000
62.5% Mortgage
37.5% Equity

Safe Borrowing Zone

Most lenders allow you to borrow up to 80% of your home's value. You can safely access up to $70,000 while maintaining a healthy equity cushion.

This calculator is for educational purposes only. Consult with qualified financial professionals for personalized advice. The results are hypothetical and meant to illustrate general scenarios. The calculator does not guarantee that a specific HomeEQ product is available to you or that it's the right fit for your situation. All HomeEQ products require a formal application and approval process. Please reach out to us directly so we can help you explore your options.